Rhodes Insurance Agency: The Name for Better Texas Tenant Dwelling Insurance

What is Tenant Dwelling Insurance?

Tenant dwelling insurance is designed to protect property owners who rent their holdings to other people as primary residences. Landlords face unique and significant liabilities and risks in making their properties available to tenants. Tenant dwelling insurance, which is also called “landlord insurance,” isn’t required by Texas law, but property owners nevertheless have certain legal responsibilities to their tenants.  

Tenant Dwelling

Landlord Obligations? Your Covered with Rhodes Insurance Tenant Dwelling Insurance

If you’re a landlord, tenant dwelling insurance will help you satisfy your legal obligations to people renting your property if unexpected disaster or accident befalls. Your rental holdings represent a significant investment on your part and landlord insurance is a must for protecting it. 

Tenant Dwelling Insurance Tailored to Your Needs

When you purchase tenant dwelling insurance from Rhodes Insurance Agency, you have considerable flexibility in regard to customizing your coverageAn important part of our job is helping you understand all the aspects of proper coverage. We’ll review all your individual risks and liabilities with you and fully address all your questions. We want you to make educated decisions regarding suitable coverages for you, your properties and for all your tenants.  

What Does Tenant Dwelling Insurance Cover?

As previously statedlandlord coverages and their amounts can fluctuate from one policy to the nextThat said, a number of coverages are commonly included in tenant dwelling insurance: 

Tenant Dwelling Insurance Building Coverage

Building coverage protects various buildings and structures on the property itself. In addition to tenant buildings, other covered structures can include: 

  • Garages 
  • Storage buildings 
  • Swimming pools 
  • Fences 
  • Retaining walls, and other structures 

In addition, building coverage also protects any of the landlord’s personal property they may use to maintain and/or service the property. 

Tenant Dwelling Insurance Liability Coverage

Liability coverage protects you, the property owner, from liability claims arising due to bodily injury and property damage suffered by tenants in Texas. 

Tenant Dwelling Insurance Loss of Income Coverage

It’s quite possible that, in an emergency, you could be obliged to temporarily suspend operations of your rental property. If that happens, loss of income coverage reimburses the property owner for lost income during said closure. 

Tenant Dwelling Insurance Equipment Breakdown Coverage

Equipment breakdown coverage reimburses the property owner for damages to insured property caused by mechanical failures of insured equipment. 

Tenant Dwelling Insurance Tenant Move Back Coverage

If an insured event forces you, the landlord, to temporarily relocate tenants to alternate lodgingstenant move back coverage helps defray the cost of moving them back home after the property is again deemed livable. 

Tenant Dwelling Insurance Heating or Air Conditioning Loss Coverage

Heating or air conditioning loss coverage reimburses the landlord for payments made to a tenant if a mechanical failure causes complete loss of heating or air conditioning in a tenant residence. 

For a Free Quote on Tenant Dwelling Insurance, Contact Rhodes Insurance Agency  

If you’re shopping for landlord insurance/tenant dwelling insurance in Abilene, Texas we’d be thrilled to hear from you! As an independent Texas insurance agency, we partner with numerous landlord insurance carriers. Why is that important? All those partners give us the capacity to save you the hassle and inconvenience of shopping around for insurance coverage. We’ll do it for you!

At Rhodes Insurance Agency, we are passionate about proper tenant dwelling insurance coverage. We believe that our professional responsibilities are not to a corporation, but clients. We don’t work for the insurance industry. We work for you! If you’re ready to start a new friendship with a landlord insurance agency in Texas that cares, call Rhodes Insurance Agency today at (325) 677-6303. Or for a free online tenant dwelling quote, just fill out the" get a quote form" on this page. We look forward to hearing from you!